Utility Billing and
Payment Platform

Relieve stress for utility billing teams with tools that reduce calls and curb costly disconnects and reconnects.

Easy Payments for Customers — Efficient Billing for You

Say goodbye to excessive billing costs and hello to a smarter, more effective way to manage utility billing and payments. Transform your operations to reduce disconnects and support calls, establish predictable cash flows, strengthen customer confidence, and give your teams more time to focus on what matters most.

From Back Office to Bottom Line: Smarter Payments Start Here

Lower Days Sales Outstanding

  • See quick ROI with fast, low-lift implementation.
  • Reduce delinquencies with automated reminders and intuitive design.
  • Accelerate payments for a better cash flow.
  • Increase CSAT scores with smart reminders, guest checkout, and a full suite of modern payment options.

Reduce IT Burden

  • Stay audit-ready with PCI and Nacha compliance out of the box with end-to-end encryption, tokenization, and continuous monitoring.
  • Expect no-code integrations with 160+ CIS platforms.
  • Keep your payments experience up-to-date and secure without manual patches or downtime.
  • Receive hands-on risk reduction support at no cost.

Lower Total Cost of Ownership

  • Accelerate collections by 40%* without custom development or third-party middleware.
  • Achieve 2–3x* higher digital adoption.
  • Get real-time insights — no extra tools required.
  • Automate 50%* of billing tasks across all payment types.
  • Lower total cost of payment acceptance with a 99% match rate*.
  • Free up resources to invest back into service reliability and customer experience.

Improve Staff Efficiency

  • Automate repetitive, time-consuming tasks to reduce billing-related manual processes by 50%*.
  • Rapidly scale to accommodate high transaction volumes and deliver automated upgrades without system interruptions or IT lift.
  • Gain 24/7 white-glove assistance — from implementation to technical service to ongoing marketing campaigns — so your team can spend less time troubleshooting and more time deliver service without interruptions.
  • Empower your team with behavioral-based, actionable insights for faster, data-driven decision making.

* Based on a third-party study using data from the InvoiceCloud platform, third-party research, and anonymized customer data.

Faster Payments. Less Paperwork. Communities Served.

Billing That Thinks Like Your Customers
and Works Like Your Team

Automation & Efficiency

Reduce disconnects and improve cash flow by enabling residents to pay multiple bills when, how, and where they want, including an easy-to-use one-time payment option that doesn’t require registration.

Utilities Data & Insights

Uplevel your productivity with AI report generators, real-time dashboards, and predictive analytics that proactively optimize your processes.

Compliance & Security

Choose peace of mind for both you and your customers with PCI Level 1 Compliance that securely encrypts customer data. Maintain compliance with payment processing standards such as PCI-DSS.

Integration & Interoperability

Expect seamless integrations with your existing tech stack and accurate, fast account reconciliations with InvoiceCloud’s 160+ CIS partnerships, including Oracle, Utegration, Harris solutions, and more.

Implementation & Support

Save IT teams time and accelerate time to value with expert-led onboarding, continuous SaaS updates, and ongoing support tailored to the unique needs of your utility.

Seamless Integration with Your CIS

Enjoy a unified, end-to-end payment experience that fits seamlessly into your existing workflows without bolt-ons, batch delays, or disruptive upgrades. InvoiceCloud integrates with the platforms utilities already rely on — like Oracle, SAP, Harris Advanced, and other CIS, ERP, and legacy systems. Pre-built connectors and flexible APIs eliminate data silos, reduce manual processing, and continuity across billing, collections, and disbursements. Plus, get dedicated support from technical experts that work hand-in-hand with your team for a smooth, secure deployment that minimizes risk and accelerates time to value.

No Matter Your Role, InvoiceCloud Supports Your Success

Customer Success, Service, and Billing Teams

Ensure more efficient collections: Customers have reduced late payments by 40%,* lobby traffic by up to 50%, call volumes by up to 69%, and saved hundreds of hours a month on manual workloads.**

Improve customer satisfaction: Easier, more convenient payments mean happier customers. Utilities have seen customer satisfaction scores up to 96% after implementation.***

Executive Managers

 Ensure smoother business operations: With a 3-10x increase in backend efficiencies, utilities run smoother with real-time reporting capabilities and fast, accurate reconciliations.****

Maintain a positive public image: Improve customer sentiment and JD Power ratings with billing and payments that are accessible to every customer.

Finance Governors

 Cut costs without cutting corners: Slash costs with fewer paper bills, turn expensive call centers into an efficiency engine, and expect zero implementation fees.

Ensure accurate reconciliations: Real-time data through a SaaS infrastructure ensures fast, accurate account reconciliations for fewer DSOs.

Technology Directors

 Tailor-made integrations without heavy lifting: Reduce the burden on internal IT teams with a seamless integration that fits your existing tech stack, accelerating time to value.

Security that’s built in — not bolted on: Our PCI-compliant solution checks all the boxes with encrypted customer data and a SaaS model that automatically provides the latest security updates.

* Based on data collected from customers that went live on the InvoiceCloud platform in 2022 and 2023 and had 12 month’s worth of available payment data as of Dec. 2024.

** Based on a third-party study using data from the InvoiceCloud platform, third-party research, and anonymized customer data.

*** Based on anonymized customer data.

**** Based on a third-party study using data from the InvoiceCloud platform, third-party research, and anonymized customer data.

Purpose-Built for Utilities

Drive digital adoption, elevate customer satisfaction, and simplify transactions using behavioral and operational insights — it’s more than payment processing. Go beyond automation and collections by intelligently engaging customers with personalized reminders and effortless self-service options, reducing complexity, increasing on-time payments, and lowering call volumes.

Reduce Billing- and Payment-Related Costs

The cost of paper alone costs utilities thousands each year. With innovative features proven to boost adoption, you can drive higher levels of digital self-service and reduce costs in the process.

Optimize Back-Office and IT Processes

Manual processes involved with billing and payments occupy hours of your team’s time. Optimize with InvoiceCloud and see a 3-10x increase in billing-related efficiencies.*

Lower Support Volumes With Intuitive Self-Service Options

The more residents paying online, the fewer calls your team has to answer. Fewer walk-in payments and support calls allows your team to focus on high-priority projects.

Experience Easy Integration and Continuous Support

From implementation to 24/7 technical support, and marketing your new digital payment options to customers, you’ve got a trusted advisor in InvoiceCloud.

Resources for Utility Professionals

Why are SSO and MFA Essential for Secure Digital Bill Payments?

Nowadays, secure digital bill payments and user experience don’t have to be viewed as competing priorities. In fact,…

Breaking Point to Breakthrough: Realizing AI’s Potential in Billing and Payments

How to Stay SOC 1, Nacha, and PCI Compliant (with Minimal IT Lift)

In today’s digital billing landscape, maintaining compliance is a full-time job. From PCI DSS requirements for cardholder data…

InvoiceCloud for Utilities: FAQs

InvoiceCloud is a cloud-based electronic bill presentment and payment (EBPP) platform that helps utility organizations streamline billing operations, increase digital payment adoption, and improve customer satisfaction. It integrates with leading CIS platforms, automates reminders, and provides user-friendly payment options for better customer engagement and faster collections.

We support a wide range of secure payment methods including credit/debit cards, ACH/eChecks, and digital wallets like Apple Pay, Google Pay, PayPal, and Venmo. Customers can make one-time guest payments or enroll in recurring AutoPay to ensure on-time bill settlement.

Yes. AutoPay enrollment is fast and intuitive and can even be completed during the payment process. This helps reduce late payments, eliminates the need to re-enroll due to failed transactions, and ensures consistent cash flow for utilities.

Fees depend on your utility’s specific policy. Some utilities absorb payment processing fees; others may apply convenience fees for certain payment types. InvoiceCloud can configure the platform to support your preferred fee model.

InvoiceCloud integrates with over 160 CIS and billing platforms, including Oracle, SAP, and Harris. We offer pre-built, configurable connectors and open APIs to simplify deployment and reduce IT workload.

InvoiceCloud is PCI Level 1 compliant — the highest standard for payment security. We utilize encryption, tokenization, and continuous monitoring to help your organization stay audit-ready and reduce risk exposure.

Our platform increases on-time payments by sending multi-channel reminders — via email, text, and calendar invites — with direct, no-login payment links. This reduces friction for payers and improves your overall collections performance.

InvoiceCloud automatically notifies the customer of failed payments and prompts them to retry. Depending on your utility’s policy, late payments may incur fees or risk service interruption. Our system supports manual resolution and exception workflows.

Yes. InvoiceCloud allows customers to opt into paperless billing and receive timely reminders through email, SMS, or mobile notifications, helping them stay informed and reducing the chance of missed payments.

Utility teams gain access to real-time dashboards, detailed reports, and predictive analytics. These tools provide visibility into customer behavior, collections trends, and delinquency metrics, enabling smarter operational decisions.

Let’s Optimize Your Payment Operations

Connect with our utility payment experts to see how InvoiceCloud drives results from day one — and scales with your business for long-term success.